UnitedHealthcare is a subsidiary company of UnitedHealth Group, the for-profit managed care organization that ranks fifth in the U.S. on the Fortune 500, with revenue of more than $200 billion in 2017.
UnitedHealthcare includes four divisions:
– UnitedHealthcare employer and individual plans, providing benefits for large national employers
– UnitedHealthcare community and state plans, providing managed care plans to state Medicaid programs, including Tennessee’s Medicaid program
– UnitedHealthcare Medicare and retirement plans, providing managed care to individuals age 50 and older
– UnitedHealthcare Global, which serves more than 4 million people with benefits across more than 100 countries
United Healthcare’s Medicaid plan is called UnitedHealthcare Community Plan of Tennessee. The company also makes available a handful of Medicare plans, including UnitedHealthcare Dual Complete and UnitedHealthcare® Group Medicare Advantage.
In Tennessee, the commercial Health Plans offered by United Healthcare include:
– All Savers Health Plan
– Heritage/UnitedHealthcare of the River Valley
– UnitedHealthcare Choice and Choice Plus
– UnitedHealthcare Choice Advanced and Choice Plus Advanced
– UnitedHealthcare Core and Core Essential
– UnitedHealthcare EDGE
– UnitedHealthcare Navigate
– UnitedHealthcare Nexus Accountable Care Organization
– UnitedHealthcare Options PPO Plans
– UnitedHealthcare Tiered Benefit Plans
United Health’s Coverage for Addiction Treatment
United Healthcare is unusual when it comes to addiction treatment coverage, in that the company maintains a separate division, United Behavioral Health, to promote confidentiality and efficiency of treatment for those recovering from drug and alcohol addiction.
Drug and alcohol addiction services included in United Behavioral Health’s policies most often consist of inpatient hospital detox, outpatient detox, inpatient drug and alcohol rehab, outpatient drug and alcohol rehab.
Medication-Assisted Treatment (MAT)
Along with Amerigroup and BlueCare, United Healthcare has determined the need for a comprehensive network of providers who offer Medication Assisted Treatment (MAT) for members with opioid use disorder. This provider network has agreed to provide MAT under certain guidelines drawn up by the three companies.
MAT involves the use of medications—in combination with counseling and behavioral therapies—to provide a whole-patient approach to the treatment of substance use disorders. Research has shown that, when treating substance-use disorders, a combination of medication and behavioral therapies is most successful for some people. The Food and Drug Administration (FDA) has approved several medications for MAT use, including buprenorphine- and naltrexone-based products.
Finding the Most Appropriate Treatment
Researching your insurance options can be overwhelming. Knowledgeable advisors are available through United Healthcare—they can verify your coverage and help you find the best treatment. Call your insurance provider and ask a representative about the details of your plan.